Hello Again YCTA,
Today I bring you information about our benefits. Open enrollment will
begin soon and conclude in September. New rates and plans begin October
1.
All of the plans
offered last year will again be available this year at a lower cost. There are
not changes to dental, vision nor life insurance. You will still need to
complete the paperwork to continue your same coverage or select a new
plan. Attached to this email you will find YCTA's matrix (both word and
pdf) intended to help you discern the different options as you make this
important decision for your health and that of your family. Here is the link to
CVT info about the plans. CVT shows all the possible plans; we have to
select four plans (2A, 4C, 8A, and 10D) plus wellness, a high deductible plan,
and the new bronze plan.
Our base plan will
remain 10D with a cost of $39 below the CAP. If you
select 10D approximately this amount will be credited to you on your monthly
pay checks. The actual amount varies due to the payment for July that
must be spread over the twelve months.
The new Bronze plan is even lower in cost but please be aware this is very
minimal coverage not recommended for anyone who does not have good health
insurance from another source.
A big change for 8A
is the new copay for a doctor's visit. You will
pay $30 instead of major medical (you pay it all until you satisfy the
deductible).
Another new feature is the MDLive. You can sign up now to win prizes and have access to
doctor's 24/7 who may treat some conditions from the internet connection with
only a $5 copay. Paula Manning, our benefits chair, is already signed up
and ready to try it out for us. Here is the link to the info from CVT. Here is the link to
signing up.
Paula Manning as always will do whatever she can to help you as you consider
your options. Thank you Paula for your commitment to our members. I
will of course be happy to help i anyway I can as well.
Our rates decreased 4.5%. This is due in part to our apparent good health
or reduced usage as a group. Along those lines we suggest that a campaign
empowering ourselves towards wellness would serve us all well. Let's get
out there and walk with friends and family. Let's eat out healthy with
friends. Let's have some fun together as we engage in good health. The YCTA Exec Board wishes us
all a happy and healthy new year. Let's do
this together in the new year.
Best of health, Dina 13-14 benefits plans costs and summary
|